Can I keep my Accrue 401k (formerly serviced by Guideline) plan?

As part of Gusto’s acquisition of Guideline, Vestwell is your plan’s new home. You can't keep your current plan at Accrue 401k (formerly serviced by Guideline), but we’re honored to be your savings partner, delivering the elevated experience you and your employees deserve.

Our platform expands access to more savings solutions (retirement, education, emergency savings, and more) all on one modern platform, giving you even more flexibility to build robust benefits for your employees.

With Vestwell, you benefit from modern design, smarter automation, and a solution that can grow as your business expands. You’ll have the same digital-first and self-service features you’ve come to expect, plus human-led service and plan expertise when personal help is needed. It’s the best of both worlds: technology that works and people who care.

What compliance tasks need to be completed with Accrue 401k before the transition?

Ahead of your plan’s transfer, we recommend completing any remaining 2025 compliance tasks in the Accrue 401k portal. This may include year-end compliance testing, responding to testing questions, and reviewing and signing Form 5500 filings. Items not completed before transfer may need to be completed post-transition by Vestwell and could require additional fees.