Repaying Your Loan in Full

What Happens if All My Loans Are Paid Off in Full?

If all your loans are paid off in full, you must update the account registered in your Gradifi profile to reflect the paid-in-full status and prevent any further contributions from being sent. If we receive payment from your loan servicer because your loan is paid in full and you do not have another valid registered loan, any remaining SLP Plan contributions in your account after 30 days will be returned to your employer.

My Loan Is Paid in Full; How Do I Stop Contributions From My Employer? 

If your loan account has been paid in full, you should mark your loan as "Paid Off" in your Gradifi member account. This will ensure that no further contributions are generated to your loan account. Please follow the steps outlined below. 

  • Log into your Gradifi account via www.gradifi.com/login using your email address and password.
  • Click My Accounts at the top of the page.
  • Select the loan account you are looking to update.
  • Select Account Options.
  • Click Mark as Paid Off.
  • Click Mark Loan as Paid in the pop-up modal to confirm your changes.