Who Selects the Investments in My Plan?
Your employer selects the investment manager for your retirement plan, which can be Vestwell Advisors, an affiliate of Vestwell, or another qualified advisor. The investment manager selects the appropriate funds based on the needs of your company and other appropriate factors. We also offer a curated set of investment options selected by Cota Street, Capital Directions, Leafhouse, and others.
How Do Vestwell Advisors Select Funds?
Vestwell Advisors researches and selects a diversified mix of quality, cost-effective investment options. Those investments are reviewed regularly, and savers are informed of any significant changes.
Do I Have Control Over My Investments?
As an employee participating in the plan, you always control your investments. Only you know your investment objectives, time horizon, risk tolerance, and how your retirement plan fits your overall savings strategies.
Depending on your preferences, we offer different methods to select investments, ranging from risk-based portfolios to a target-date series. Once you've made an initial selection, you can change your investments at any time by logging into your platform and selecting the Change Investments button on your home screen.
To better understand your investment choices, please see the following articles: