Certain Vanguard funds have a frequent trading policy that specifies that you cannot buy back the fund if it was sold by you within the last 30 days.
If you have made any changes that result in a sale of Vanguard fund(s) within 30 days and try to buy back the same fund(s) within your target asset allocation, your target allocation will exclude the Vanguard fund and your remaining target asset allocation will be pro-rated.
- Example: You want to change your investment election and rebalance from 50% SPY and 50% VBTXL to 100% SPY. Then change your mind to 20% SPY, 60% VBTXL, 20% BND within 30 days of selling VBTXL, your target allocation will be 50% SPY and 50% BND.
If you have made any changes that result in a sale of Vanguard fund(s) within 30 days but try to buy back the same fund(s) within your target asset allocation with this fund as the single position (100%), your investment election change will be made but the trade will not be processed.
- Example: If you try to buy back VBTXL as 100% of your target allocation but only sold it within 30 days, no trades will be generated.
Important note: Sells of Vanguard fund(s) resulting from fees and distributions are excluded from this restriction.
List of Vanguard Funds Subject to the Frequent Trading Policy
Note: This list is subject to change and was last updated on January 28, 2025. If you would like to inquire about a specific fund not listed below, please contact help@vestwell.com.
Symbol | CUSIP | Description |
VFITX | 922031802 | Vanguard Interm-Term Treasury Inv |
VRTVX | 92206C631 | Vanguard Russell 2000 Value Index I |
VFIAX | 922908710 | Vanguard 500 Index Admiral |
VFICX | 922031885 | Vanguard Interm-Term Invmt-Grade Inv |
VTCAX | 92204A777 | Vanguard Communication Svcs Idx Admiral |
VTWNX | 92202E805 | Vanguard Target Retirement 2020 Fund |
VBTLX | 921937603 | Vanguard Total Bond Market Index Adm |
VFORX | 92202E870 | Vanguard Target Retirement 2040 Fund |
VGHAX | 921908885 | Vanguard Health Care Adm |
VMGRX | 921946307 | Vanguard Mid Cap Growth Inv |
VWIGX | 921910204 | Vanguard International Growth Inv |
VTHRX | 92202E888 | Vanguard Target Retirement 2030 Fund |
VIGAX | 922908660 | Vanguard Growth Index Admiral |
VPADX | 922042700 | Vanguard Pacific Stock Index Admiral |
VSGDX | 922031844 | Vanguard Short-Term Federal Adm |
VVIAX | 922908678 | Vanguard Value Index Adm |
VEXAX | 922908694 | Vanguard Extended Market Index Admiral |
VSCSX | 92206C607 | Vanguard Short-Term Corp Bd Idx Admiral |
VMCIX | 922908835 | Vanguard Mid Cap Index Institutional |
VSMAX | 922908686 | Vanguard Small Cap Index Admiral Shares |
VFSTX | 922031406 | Vanguard Short-Term Investment-Grade Inv |
VSIAX | 921937686 | Vanguard Small Cap Value Index Admiral |
VCMDX | 921939708 | Vanguard Commodity Strategy Admiral |
VWNEX | 922018403 | Vanguard Windsor™ Admiral™ |
VTSPX | 922020607 | Vanguard Shrt-Term Infl-Prot Sec Idx Ins |
VWINX | 921938106 | Vanguard Wellesley® Income Inv |
VUIAX | 92204A769 | Vanguard Utilities Index Adm |
VBILX | 921937801 | Vanguard Interm-Term Bond Index Adm |
VTTHX | 92202E508 | Vanguard Target Retirement 2035 Fund |
VIMAX | 922908645 | Vanguard Mid Cap Index Admiral |
VSTCX | 922038609 | Vanguard Strategic Small-Cap Equity Inv |
VFIRX | 922031851 | Vanguard Short-Term Treasury Adm |
VASVX | 921946109 | Vanguard Selected Value Inv |
VGSLX | 921908877 | Vanguard Real Estate Index Admiral |
VWNAX | 922018304 | Vanguard Windsor™ II Admiral™ |
VTTVX | 92202E409 | Vanguard Target Retirement 2025 Fund |
VEXRX | 921926200 | Vanguard Explorer Adm |
VGELX | 921908802 | Vanguard Energy Adm |
VMFXX | 922906300 | Vanguard Federal Money Market Investor |
VAIPX | 922031737 | Vanguard Inflation-Protected Secs Adm |
VIPSX | 922031869 | Vanguard Inflation-Protected Secs Inv |
VASGX | 921909503 | Vanguard LifeStrategy Growth Inv |
VLTCX | 92206C789 | Vanguard Long-Term Corporate Bd Idx Adm |
VWUAX | 921910600 | Vanguard US Growth Admiral™ |
VMNVX | 921946869 | Vanguard Global Minimum Volatility Admr |
VLCAX | 922908579 | Vanguard Large Cap Index Admiral |
VLGSX | 92206C821 | Vanguard Long-Term Treasury Idx Admiral |
VMRXX | 922906508 | Vanguard Cash Rsrv Federal MnyMktAdmiral |
VEIRX | 921921300 | Vanguard Equity-Income Adm |
VTMGX | 921943809 | Vanguard Developed Markets Index Admiral |
VFAIX | 92204A835 | Vanguard Financials Index Admiral |
VEUSX | 922042809 | Vanguard European Stock Admiral |
VCOBX | 922020839 | Vanguard Core Bond Admiral |
VCSAX | 92204A850 | Vanguard Consumer Staples Index Admiral |
VWESX | 922031109 | Vanguard Long-Term Investment-Grade Inv |
VHCIX | 92204A827 | Vanguard Health Care Index Admiral |
VGIAX | 921913208 | Vanguard Growth & Income Adm |
VITSX | 922908801 | Vanguard Total Stock Market Idx I |
VFIFX | 92202E862 | Vanguard Target Retirement 2050 Fund |
VLXVX | 92202E680 | Vanguard Target Retirement 2065 Fund |
VFSAX | 922042593 | Vanguard FTSE All-Wld ex-US SmCp Idx Adm |
VCDAX | 92204A868 | Vanguard Consumer Discretionary Idx Adm |
VGSTX | 921909107 | Vanguard STAR Inv |
VSIGX | 92206C888 | Vanguard Intmdt-Term Trs Idx Admiral |
VSCGX | 921909305 | Vanguard LifeStrategy Cnsrv Gr Inv |
VTTSX | 92202E839 | Vanguard Target Retirement 2060 Fund |
VFIUX | 922031828 | Vanguard Interm-Term Treasury Adm |
VDADX | 921908828 | Vanguard Dividend Appreciation Index Adm |
VUSXX | 921932109 | Vanguard Treasury Money Market Investor |
VICBX | 92206C862 | Vanguard Interm-Term Corp Bd Idx Instl |
VMCPX | 922908389 | Vanguard Mid Cap Index InstitutionalPlus |
VBLAX | 921937652 | Vanguard Long-Term Bond Index Admiral |
VTMSX | 921943403 | Vanguard Tax-Managed Small Cap Adm |
VTABX | 92203J308 | Vanguard Total Intl Bd Idx Admiral™ |
VUSFX | 922031711 | Vanguard Ultra-Short-Term Bond Admiral |
VSCIX | 922908876 | Vanguard Small Cap Index I |
VTIAX | 921909818 | Vanguard Total Intl Stock Index Admiral |
VSGAX | 921937710 | Vanguard Small Cap Growth Index Admiral |
VHYAX | 921946786 | Vanguard High Dividend Yield Index Adm |
VTAPX | 922020706 | Vanguard Shrt-Term Infl-Prot Sec Idx Adm |
VWILX | 921910501 | Vanguard International Growth Adm |
VTIVX | 92202E607 | Vanguard Target Retirement 2045 Fund |
VSGBX | 922031604 | Vanguard Short-Term Federal Inv |
VEGBX | 922020813 | Vanguard Emerging Markets Bond Admiral |
VGHCX | 921908307 | Vanguard Health Care Inv |
VEXPX | 921926101 | Vanguard Explorer Inv |
VSCPX | 922908397 | Vanguard Small Cap Index InstlPlus |
VFFVX | 92202E847 | Vanguard Target Retirement 2055 Fund |
VFTAX | 921910717 | Vanguard FTSE Social Index Admiral |
VMVAX | 921937694 | Vanguard Mid-Cap Value Index Admiral |
VSMGX | 921909404 | Vanguard LifeStrategy Mod Gr Inv Shrs |
VFIDX | 922031810 | Vanguard Interm-Term Investment-Grde Adm |
VTWAX | 922042619 | Vanguard Total World Stock Index Admiral |
VWIAX | 921938205 | Vanguard Wellesley® Income Admiral™ |
VICSX | 92206C854 | Vanguard Interm-Term Corp Bd Idx Admiral |
VMGMX | 921937728 | Vanguard Mid-Cap Growth Index Admiral |
VBIAX | 921931200 | Vanguard Balanced Index Adm |
VWEAX | 922031760 | Vanguard High-Yield Corporate Adm |
VDIGX | 921908604 | Vanguard Dividend Growth Inv |
VMIAX | 92204A785 | Vanguard Materials Index Admiral |
VBIRX | 921937702 | Vanguard Short-Term Bond Index Adm |
VHGEX | 922038203 | Vanguard Global Equity Inv |
VTRIX | 921939203 | Vanguard International Value Inv |
VFWAX | 921937736 | Vanguard FTSE All-Wld ex-US Idx Admiral |
VITAX | 92204A793 | Vanguard Information Technology Idx Adm |
VASIX | 921909206 | Vanguard LifeStrategy Income Inv |
VSEQX | 922038104 | Vanguard Strategic Equity Inv |
VEMAX | 922042841 | Vanguard Emerging Mkts Stock Idx Adm |
VSBSX | 92206C300 | Vanguard Short-Term Treasury Idx Admiral |
VWENX | 921935201 | Vanguard Wellington™ Admiral™ |
VTSAX | 922908728 | Vanguard Total Stock Mkt Idx Adm |
VMBSX | 92206C755 | Vanguard Mortgage-Backed Secs Idx Adm |
VFSUX | 922031836 | Vanguard Short-Term Investment-Grade Adm |
VEIPX | 921921102 | Vanguard Equity-Income Inv |
VINAX | 92204A819 | Vanguard Industrials Index Admiral |
VENAX | 92204A843 | Vanguard Energy Index Admiral |
VFIJX | 922031794 | Vanguard GNMA Adm |