Learn more about your plan's investment options and required annual testing.
The “My Plan” page of your employer portal includes five tabs:
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- Documents
- Investment Comparison
- Annual Testing
- Forfeiture
- Invoices
1. Documents
Under "Plan Documents" you will find plan documents pertaining to the makeup and function of your plan, such as your plan's adoption agreement and plan highlights. Plan filings, like your plan form 5500 from the previous plan year(s), can also be found on this page.
The "Agreements and Sponsor Disclosures" section contains any plan amendments and fee notices. Notices and forms sent out in communication to the employees in the plan can be found in the participant notices section.
2. Investment Comparison
The "Investment Comparison Chart" provides detailed information about the investments offered in your company’s plan, such as their expense ratios and performance data.
3. Annual Testing
Annual testing refers to the required compliance testing all plans must undergo at the end of a plan year. Depending on how your plan is set up, you may need to use this section of your portal to submit and review information for testing and track your testing status.
- Testing Status: This section shows your status during the year-end testing process.
- Initial Data Collection: In this stage, we are waiting for you to submit your year-end census, questionnaire responses, and principal employee.
- Data Review: At this point, we are reviewing your data to look for discrepancies or missing information. This process will take about two weeks. If we find anything we need your input on, we will let you know.
- Test Execution: In the final stage, we run tests on the data you submitted.
- Year-End Task Tracker: This shows which tasks you must complete during year-end testing.
- Review & Upload Additional Documents: Here you may find documents for your review and have the option to upload any additional documents that have been requested. Any action items relating to these documents will be communicated to you directly. If you have not been asked to provide any additional documents, you do not need to do anything.
4. Forfeiture
Forfeitures are the non-vested portion of an employee’s account that they leave behind when taking a plan distribution, such as after separation of employment. Those leftover account balances are moved to the plan’s forfeiture account. Depending on your plan documents, you may use your forfeitures to:
- Offset employer contributions
- Offset plan fees
From the “Forfeiture” tab, you will see:
- Your forfeiture total balance
- Your forfeiture usage settings
- Your forfeiture transactions history
5. Invoices
From the “Invoices” tab, you may:
- View recent invoices
- View all historical invoices, easily filtering by time period
Note: You will only be able to view invoices from Q1 2024 and onward.
Invoices under the “Recent” section are ordered by date, from most recent to oldest. To view a recent invoice, click on View. This will pull up a PDF version of the invoice.
To find historical invoices through filtering, click on the dropdown arrow under “Period.” Select the year in which you are searching for. All invoices from that year will be listed underneath “Documents.” To view an invoice, click on the PDF button next to the corresponding invoice.