Vestwell makes it easier than ever for advisors to streamline operations across group
retirement plans. If you’re looking for ways to diversify your retirement solutions or unlock new
opportunities for client acquisition, Groups of Plans offer an interesting hybrid approach to the
world of pooled plan structures.

What are Groups of Plans (GoPs)?

SECURE Act 2.0 established a plan type called Groups of Plans (GoPs), also known as Defined Contribution Groups (DCGs). GoPs allow several employers, each with their own defined contribution plan, to file a single Form 5500 if they have the same trustee, named fiduciary, administrator, plan year, and investment options.

GoPs are an excellent choice for plans below the audit threshold as they only end up paying
 for services they actually need.

What are the key benefits for employers?

• Fiduciary oversight and mitigated risk
• Each participating plan pays its appropriate share
• Reduced fees associated with Form 5500
• Investments are pooled, giving pricing leverage

What are the key benefits for advisors?

• Easy administration
• Flexible plan design
• Versatile retirement savings options
• 100+ payroll integrations