FinancialCore General Information

What Is FinancialCore? 

FinancialCore is a financial wellness benefit provided by your employer that gives you access to actionable resources to help you take charge of your financial well-being. It includes: 

  • Interactive learning content featuring a variety of financial topics 
  • Personalized dashboards and calculators for visualizing different student loan repayment strategies 
  • The Student Loan Refinance Referral Service, which includes a marketplace of leading student loan refinancing lenders with their current rates and offers

Where Is the Student Loan Refinance Referral Service Available? 

Participants who reside in the states listed below will not be able to utilize the Student Loan Refinance referral service through Gradifi: 

  • Alabama
  • Arizona
  • California
  • Connecticut
  • Illinois
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Nebraska
  • Nevada
  • New Jersey
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Rhode Island
  • Tennessee
  • Vermont
  • West Virginia
  • Wisconsin

Why Is the Student Loan Refinance Referral Service Not Available in My State?

At this time, the Student Loan Refinance Referral Service is offered through FinancialCore on the Gradifi platform to users in 28 states. This service is not available in select states due to licensing restrictions. Other components of FinancialCore, such as education and learning modules, will continue to be offered in all 50 states without new restrictions.

Participants who reside in states without this feature may explore alternative refinancing options outside of the Student Loan Refinance Referral Service provided by Gradifi, though Vestwell is unable to provide guidance on these alternatives.