Registering for College SaveUp
1. Click on Your Gradifi Registration Link
To begin the registration process, click on your unique Gradifi registration link. Depending on your employer, you will either receive an email invitation from Gradifi containing this link or you will access this link via a specific webpage as instructed by your employer.
Note: Your registration link should not be shared with anyone else as it can only be accessed by you.
2. Create Your Gradifi Account
Fill out the information fields:
- First name
- Last name
- Email address (personal email is recommended)
Then, create a password.
Once the fields have been populated and a password has been created, select Continue.
3. Enter Your Security Questions
The next section will prompt you to select security questions.
You can choose questions from the drop-down menu and set your answers. Gradifi will use these questions if you ever forget your password.
Once the answers have been added, click Continue.
4. Add Personal Information
Next, you will be asked to fill in your personal information:
- Date of birth (you must be 18 years or older to register for Gradifi)
- Street address
- Phone number (personal cell phone recommended as this will be used for two-factor account authentication for extra security)
Then, click Create Account.
You will then receive an email to the registered email address to verify your account. Once your account has been verified, you can log in.
5. Adding Your 529 Plan(s)
The first step to adding your 529 plan(s) to your Gradifi account is to click Let’s Go!
You only need to add one 529 account to get started. However, you can add as many 529 accounts as needed via the “Add Account” feature on the Gradifi dashboard.
Entering 529 Plan Information
1. Find Your 529 Plan Provider
To enter your 529 plan information, you will be asked to find your 529 plan provider in the populated list as shown below.
If you do not already have an active 529 plan, please visit our full list of all eligible plans. You may select a plan from that list and create an account with the chosen provider. Once the 529 plan has been fully set up, you may continue the linking process.
Once complete, click Continue.
2. Enter Your 529 Plan Account Information
You will be asked to enter an account nickname and then enter the name of the 529 plan account holder (your name) and your account number. You will also be prompted to enter your beneficiary’s information:
- First and last name
- Date of birth
- Relationship to the account holder (relationship type eligibility may vary by your employer)
Note: Some 529 Plan providers have an additional account number for each investment option you chose on your 529 account. This is a 4 digit number often referred to on your statement or transaction confirmation as a portfolio number. In order to direct your contribution to the correct investment option, please specify the 4 digit portfolio number that is associated on your statement. If your 529 plan requires this information, you will be prompted to enter this number in addition to your account number.
3. Upload Supporting Documentation
You will be prompted to submit supporting documentation that needs to include the following information on a single document:
- Employee’s full name as the account holder's name
- Beneficiary’s full name
- 529 plan name
- At least the last four digits of the account number (and portfolio number, if required for your plan)
Typically, we see that an account statement or account confirmation document works best. If you do not see these documents in the documents section of your 529 plan provider’s portal, it is possible that they have not been generated yet. It may take up to 2 weeks for these documents to be generated after creating an account. We recommend contacting the 529 plan provider directly as they may be able to assist with locating these documents.
Once the documentation has been uploaded, click Submit. You will be asked to accept the terms and conditions. Then you’re done!
Now that your Gradifi account is set up and a 529 plan has been added, your employer can start making contributions according to their program schedule.
Note: If you have multiple 529 accounts, you can enter all of them individually and the contribution amount determined by your employer will be split evenly among all of your 529 plans. However, some 529 plans have minimum contribution requirements. If the split contribution amount goes below this minimum, the contribution may not apply to your 529 plan. For more information regarding such limits, we recommend contacting your 529 plan provider directly.
If you have any further questions, please contact membersupport@gradifi.com.